Compare acquisition methods
Compare a cash purchase with standard lease, hire purchase or subscription using the actual quoted finance payments.
Asset Procure
See the business case behind the monthly payment.
Compare paying cash with lease, hire purchase or subscription. Explore projected tax effects, cash flow and the value of retaining cash before making an asset decision.
For UK business users. Indicative financial modelling.
A clearer comparison
One asset. Explore the alternatives.
Cash purchase
- Initial cash outlay
- Modelled tax relief
- Opportunity cost of cash
Finance
- Quoted payments
- Timing of cash and tax effects
- End-of-term assumptions
Review projected costs and cash flows together, with the assumptions visible.
Illustration of the comparison approach; no example results shown.
Understand the whole decision
More context for the capital you commit.
A monthly payment is only part of the picture. Asset Procure brings the acquisition method, timing and assumptions into one comparison you can discuss and share.
Include the tax assumptions
Explore the modelled effect of UK tax relief and capital allowances for the business and asset assumptions you enter.
See cash flow over time
Review projected cash flows, nominal cost and net present cost, including the opportunity cost of using cash and the effect of inflation.
Explain the comparison
Use AI-assisted explanations to explore the results and prepare questions for a commercial discussion.
Take the report with you
Export a PDF decision-support report to share with colleagues, clients or your accountant.
Model a proposed solar project
Choose a finance-and-tax comparison alone, or include projected energy benefits using assumptions from an existing proposal.
How it works
From quoted terms to a useful discussion.
- 01
Enter the proposal
Add the asset cost, quoted finance payments, term and relevant business assumptions.
- 02
Explore the comparison
Review the projected costs, cash flows and tax effects. Adjust assumptions to see how the comparison changes.
- 03
Share the business case
Use explanations and a PDF report to discuss the outcome with your team or professional adviser.
Who it is for
A shared view for a better-informed conversation.
Business owners and finance teams
Understand how an asset purchase could affect cash, projected costs and the resources retained in the business.
Accountants and advisers
Bring a consistent comparison and a clear set of assumptions into the conversation with a client.
Resellers and funders
Explain the wider commercial business case around an asset and the finance terms already quoted.
Clear assumptions, indicative outcomes.
Asset Procure provides illustrative business decision support. Results depend on the figures, tax treatment and assumptions entered; they are not tax, accounting or regulated financial advice. Confirm the treatment of a proposed transaction with a qualified adviser.
For solar projects, generation and energy figures are user-supplied assumptions. Asset Procure models the funding of an already-proposed project; it does not assess technical suitability or guarantee savings. It does not provide finance or recommend a lender.
See Asset Procure in action
Explore it with your business in mind.
Ask us for a demonstration, access details and current pricing. Asset Procure offers a 7-day free trial with no card required and no automatic charge.